What Is an SR-22 in Pennsylvania?
An SR-22 is a Certificate of Financial Responsibility that your insurance company files with PennDOT to certify that you carry the minimum required auto insurance coverage. It is not a type of insurance policy but a filing attached to your existing policy that proves you are meeting Pennsylvania's insurance requirements.
At Jordan's Auto Tags in Croydon, we help drivers throughout Bensalem, Levittown, Bristol, Burlington, and Bucks County navigate the SR-22 process quickly and affordably.
Who Needs an SR-22 in Pennsylvania?
PennDOT or a Pennsylvania court may require an SR-22 filing after:
- DUI or DWI conviction
- Driving without insurance
- Certain serious traffic violations like reckless driving
- License suspension or revocation
- Accumulating too many points on your license
Review the Pennsylvania DMV's SR-22 requirements page for complete details on when an SR-22 is required.
How Long Does the SR-22 Requirement Last?
In Pennsylvania, the SR-22 requirement typically lasts three years from the date of the triggering event. During this entire period, you must maintain continuous auto insurance coverage without any lapses. If your policy cancels or lapses for any reason, your insurance company is required to notify PennDOT immediately, which will result in additional penalties.
How Much Does SR-22 Insurance Cost?
The SR-22 filing itself typically costs $15–25 as a one-time fee. However, the underlying insurance policy will be more expensive due to the violations that triggered the SR-22 requirement. High-risk drivers may pay 50–100% more than standard rates. The good news is that rates improve over time as violations age off your record.
Getting an SR-22 at Jordan's Auto Tags
Come in to Jordan's Auto Tags at 721 Bristol Pike, Croydon, PA. We will help you select an appropriate insurance policy from our carrier network, add the SR-22 filing to your policy, and submit the filing to PennDOT electronically. The filing is typically processed within 24–48 hours. We serve drivers throughout Bensalem, Levittown, Bristol, Burlington, and all of Bucks County — no appointment needed.